Audrey
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2010 Annual Report
What makes a community? Ask ten people and, most likely, you will not receive one definitive answer. The list of essential elements can be extensive, but after more than a decade of funding initiatives targeted at neighborhood revitalization, Community Lenders understands that communities do not emerge from bricks and mortar alone.
Successful communities offer residents and visitors security, proximity to essential resources, and positive social interactions. That is why Community Lenders strives to create more than just buildings; our projects are often catalysts for enhancing the quality of life for those who live in and frequent the communities we support. Our lending partners support this philosophy.
Community Representatives
Bucks County Housing Group
Nancy Szamborski
215-598-3566
www.bchg.org
Chester County Department of Community Development
Dolores Colligan
610-344-6772
www.chesco.org
Genesis Housing Corp.
Judy Memberg
610-275-4357
www.genesishousing.org
Montgomery County Housing Authority
Kyla Weisman Bayer
www.montcoha.org
Please note: Community Lenders does not provide, and is not responsible for, the product, service, or overall website content available at any third party site.
Member Bank Board Representatives
Alliance Bank
John M. Logue
610-359-6915
www.allianceanytime.com/
Ambler Savings Bank
Patrick S. Rice
215-591-4157
www.amblersav.com
American Bank
Michael Bocich
610-973-8122
www.ambk.com
Bryn Mawr Trust
John Presta
610-892-5183
www.bmtc.com/
Continental Bank
Mary Jane Corzel
610-684-4219
www.thecontinentalbank.com
Customers Bank
Julie Ann D. Puth
484-923-2168
www.customersbank.com
Embassy Bank
Judith Hunsicker
610-882-8802
www.embassybank.com
First Federal Savings & Loan of Bucks County
Meghan Catzin
215-504-6560
www.firstfedbucks.com
First National Bank & Trust Company of Newtown
Lindsay DeOre-Lambert
215-860-2643
www.fnbn.com
First Niagara Bank
Sandra Singletary
610-832-2242
www.fnfg.com
First Priority Bank
Steve Pratt
215-393-7124
www.fpbk.com/
First Savings Bank of Perkasie
Kevin Cornwall
215-257-5035
www.firstsavingsonline.com
Fulton Bank
Rose DeLaurentis
215-230-3500
www.fultonbank.com
Harleysville Savings Bank
Steve Kopenhaver
215-256-8828
www.harleysvillesavings.com
M & T Bank
Herb Courtney
215-956-7121
www.mtb.com
Malvern Federal Savings Bank
William Hughes
610-644-9400
www.malvernfederal.com
Meridian Bank
William DeFalco
484-235-0490
www.meridianbanker.com/
National Penn Bank
Cynthia Zamroz
215-230-7420
www.nationalpenn.com
Nova Bank
Dave Dietrich
610-993-4264
www.novabank.com
Penn Liberty Bank
James J. Danna
610-535-4522
www.pennlibertybank.com
Phoenixville Federal Bank & Trust
H. Steen Woodland
610-933-1000
www.phoenixfed.com
Prudential Savings Bank
David H. Krauter
215-755-1500
www.prudentialsavingsbank.com
QNB Bank
Paul Dotzman
215-538-5600
www.qnb.com
Republic Bank
Jim D'Antonio
215-430-5886
www.myrepublicbank.com
Susquehanna Bank
Elisabeth Golden
215-886-8280
www.susquehannabank.net
Team Capital Bank
Kevin O'Neill
267-327-4517
www.teamcapitalbank.com
The Bancorp Bank
Beth Packel
215-861-7907
www.thebancorp.com
3rd Federal Bank
Floyd Haggar
267-757-8830
www.thirdfedbank.com
Univest Bank and Trust Co.
Patricia J. Kratz
215-721-2449
www.univest.net
VIST Financial
Scott Balthaser
215-793-5944
www.vistfc.com
Twin Pines Assocates
Housing for Low Income Families. With a loan in hand, Twin Pines Associates developed a 14,335 square foot building with 17 residential units in Lansdale, Montgomery County, Pa., for families living at or below 80 percent of the median area income. The apartments are managed by Grosse & Quade Management. (Loan Pool I – 1/28/2000)
The Ingerman Group
Affordable Apartments for Seniors. 52 one-bedroom and 8 two-bedroom apartments in Ambler, Montgomery County, Pa., were made available to senior citizens living at 40 to 50 percent of the area’s median income with a loan to Ambler Plaza managed by The Ingerman Group. The apartments are within a block of the Ambler Train Station and downtown shopping. (Loan Pool I – 2/26/2002)
Liberty Ministries
Homes for Ex-Prisoners. Liberty Ministries received a loan for a home in Schwenksville, Montgomery County, Pa., for a residential duplex to be rented to male ex-prisoners with annual incomes less than 60 percent of the area’s median income. Together the units serve 10 single men, plus an on-site Housing Assistant and Resident Program Director. Liberty Ministries formed in 1980 as a Christian-based outreach to prisoners at Montgomery County Correctional Facility and the State Correctional Institution at Graterford. In addition to their prison visiting program for men and women, they offer a nine-month residential program to male ex-prisoners designed to give them Biblically based life skills to reintegrate in their communities. The program also operates two thrift stores. (Loan Pool I – 10/25/2002)
Red Hill Senior Associates, LP
Homes for Low Income Seniors. Red Hill Senior Associates, LP received a loan for the establishment of Red Hill Villas in Montgomery County, Pa. The property offers 68 units in a complex dedicated to low to moderate income seniors. The property is also managed by Arbor Management. (Loan Pool II – 2/26/2004)
St. James Place
Indian Creek Foundation - Group Homes
Group Homes for Mentally and Physically Handicapped. Indian Creek Foundation of Souderton, Pa, is a non-profit organization that provides residential housing, life and social skills training, work experience, and day program space for adults with developmental disabilities. They have received several loans:
- One loan allowed Indian Creek Foundation to avoid displacing six clients with handicaps living at in Harleysville, Montgomery County, Pa., by buying the home they were leasing when the former landlords decided to sell. (Loan Pool III – 4/26/2007)
- Another loan allowed Indian Creek Foundation to purchase a home for 3 or 4 clients to live in Franconia Township, Montgomery County, Pa. (Loan Pool III – 5/15/2007)
- Another recent loan allowed Indian Creek Foundation to purchase a home for 4 clients to live in Sellerville, Montgomery County, Pa. (Loan Pool IV – 5/22/2007)
Lamb Foundation - Mental Health
Homes for Adults with Mental Health and Mental Disabilities. Donna Mengel is the founder and owner of Lamb Foundation, a nonprofit organization that provides homes to 175 individuals who have low to moderate incomes. Ms. Mengel rents the homes she buys to the Lamb Foundation. In turn, Lamb Foundation rents the homes to individuals, who have mental health or mental disabilities. Lamb offices are located on Main Street in North Wales, Montgomery County, Pa., and the organization raises funds through the nearby Sweet Repeats Thrift Shop and its sister business on eBay, Sweet-E-Repeats. Lamb has received many loans for building in North Wales including loans for:
- Four houses used as homes for Lamb residents. (Loan Pool II – 5/9/2003)
- A single family home to be converted into 2 residential units, providing housing for 8 residents. (Loan Pool IV – 9/7/2007)
- A residential duplex to provide housing for 8 residents. (Loan Pool IV – 9/27/2007)
- A 6 unit residential apartment building that will eventually house 16 residents. (Loan Pool IV – 12/14/07)
